Watch as Jim Miller of Bloomberg News, interviews Jim Tice, the chief portfolio strategist for bear markets at Federated Investors. Miller asks about the “big picture” for the market, the economy and unemployment in the future.

Tice states he believes there will be more depression to come as the dramatic aftermath of a credit bubble and too much spending hits home. Housing values are down about 35% and people who haven’t sold their homes are just hanging on because they hope the market will come back.

When asked about $52 trillion in household debt, Tice said we’ll have to work our way out. Banks will fail, some will be nationalized and a lot of people will lose money from all the credit. Tice emphasized that even with all the money spent so far, unemployment remains as high as it was before. Tice predicts the bust will be big because the excesses were big.

When asked where the inflation comes from, Tice said the Federal Reserve is too loose with credit and too comfortable with printing more money and that the government doesn’t really care if consumers can pay it back or not. Tice closed the interview by noting that many of the G-8 countries holding U.S. debts are “worried as heck about our treasuries and our currency.”

With the unemployment rates rising, more and more people are visiting the unemployment office. Places are letting people go left and right. With this many people affected, the number of people that are hired can’t keep up. What many states including California have done is create it so that it is easier for them to do register online and get answers online will increase the amount of time one person can meet with those who need the one on one help.

Everything they need is on one page. They give you the website and you fill out a form. This form is extremely easy to use. However, if you are unable to figure out how to set this up online, you can go to the office and one of them will be able to help you. Then, anything else from checking the status, to finding how much you received or have left from check to check can all be done online.

Does this have any other benefits? Yes, it does. With filing online, you don’t have to worry about postage or it getting lost in the mail. Many people have been told that they didn’t get their unemployment forms when they mailed them in. You also get a reply quicker because they get your form a lot quicker. As you can see, it’s a blessing and one that many should try.

Related Links:

     Unemployment Benefits   File for Unemployment   California Unemployment Office

With the unemployment rate on the rise, more and more people are out of work and faced with the challenge of trying to understand the complicated world of unemployment and how to navigate the online job market. Unemployment.com offers critical resources and information needed to weather this difficult economic climate. We are committed to keeping it simple and providing the most essential tools to help move you from being unemployed to gainfully employed.

How To Deal With Being Unemployed

Coping with unemployment is the first issue you’ll struggle with after losing your job. It’s understandable for job loss to be traumatic, humiliating, and even depressing, but make sure you stay pro-active. The very fact that you are reading Unemployment.com is a big positive step in the right direction.

In addition to staying upbeat, it’s important to get a real sense of your financial health. Start with a list and build this into a larger budget, and turn your anxiousness into useful data. Reviewing all your expenses will give you snapshot of how much money you have, how much you need, and where you have to cut back.

Are You Eligible For Unemployment

If you were fired or laid off through no fault of your own – you usually can qualify for unemployment benefits. You can also qualify if you had to resign due to poor work conditions or harassment.

Filing For Unemployment

Before you submit your claim make sure you check out Unemployment.com’s tip for cutting through the red tape. This way you can get your application processed quicker and get your benefits faster. After you have been approved, you will start receiving benefits, which are about 60% of your weekly pay for about 26 weeks. In the meantime, you are expected to search for job.

Job Hunting Tips

Until you find employment, your full time job is Job Hunting. Update and re-focus your resume on your skills and accomplishments. Upload your resume to the large online job sites like Monster.com and Hotjobs.com.

Be proactive. Set up informational interviews to make new contacts, get advice, and familiarize yourself with the job market. Don’t sit around waiting for your dream job. Create a plan of attack to get that a great job. Sometimes the best way to find a solid position is to start working at a job, prove yourself, and new opportunities will arise.

Job Listings

Online job sites have far surpassed the traditional help-wanted ads in the papers. Searching online provides you with the broadest and most expansive employment opportunities. Plus, employers want to know that you’re tech-savvy enough to find their online listings.

Find Your Local Unemployment Office

Your local unemployment office can be an invaluable resource. This agency exists to help you through your current situation and has dedicated employees trained to assist you. Some of the office’s resources include information about local charities and welfare agencies in case you need a safety net.

Acquiring New Job Skills

The one upside to being unemployed is that you now have the time to gain new marketable job skills. Take advantage of this time and learn skills that will make you a more valuable employee and maybe even give you the chance to switch careers.

How Your Benefits Work

To assist you with the details of unemployment benefits we’ve answered the most frequently asked questions: How can you extend your benefits? Do you have to accept any job you’re offered? Will your benefits be taxed?

Unemployment.com hopes this site will help you navigate through the unemployment process and that you will look back on this chapter in your life as a bridge to the next stage of your career.

Related Links:

      Unemployment Benefits   File for Unemployment Online   Local Unemployment Office
 

The California State Assembly has passed a bill to extend unemployment benefits in California as part of a plan to qualify for federal cash from President Obama’s stimulus package.

After passage by the State Senate and Governor Arnold Schwarzenegger, the bill will make extended benefits of $65 to $475 a week available for an extra 20 weeks. The state Employment Development Department notes the bill will provide additional unemployment insurance benefits to an estimated 76,000 unemployed California workers whose benefits would otherwise run out.

The state EDD will automatically file new extension claims for unemployment claimants who have exhausted regular unemployment benefits and will send them forms in the mail to be completed and mailed back to the department. According to state officials, an estimated 260,000 unemployed people could receive the extended benefits by the end of the year.

Gov. Arnold Schwarzenegger’s office released a statement affirming he would sign the bill when it got to his desk. Republican legislators in Sacramento initially rejected the bill because it could require California to pay for half of the extended benefits instead of using federal funding only. The Republicans also argued they didn’t have enough time to read the bill prior to approval.

Related Links:

     Unemployment Benefits   File for Unemployment   California Unemployment Office

Although different state unemployment agencies around the country can set their own standards, the calendar base period used in calculating unemployment benefits is generally considered to be the first four of the last five completed calendar quarters before an employee first applies for benefits. A full base period is a year long but doesn’t include the quarter that is in progress when the application is made. The amount of wages the employee earned during the base period will determine the amount and duration of unemployment benefits available to that employee.

Since the first four of the last five completed calendar quarters prior to the date of the claim are used as the base period, a claim filed in July, August, or September of 2009 would have a base period of April 2008 through March 2009. For claims filed later in the year during October, November, or December 2009, the base period would be July 2008 through June 2009.

The base period is pushed back several months because the unemployment department receives wage reporting information from employers on a quarterly basis, the delay in information processing causes a lag in the time benefits are paid out. The lag time in payment does not affect long-time steady employees as much as those with shorter work histories who might have to wait until the base period catches up with their employment dates.

Always contact your own local state unemployment office for specific base period calculations before you file for unemployment.

Related Links:

      Unemployment Benefits   File for Unemployment   Unemployment Base Period
 

Michigan, the state with the dubious distinction as having the nation’s worst unemployment rate will keep its tarnished crown after reporting a 12.6% unemployment rate for March 2009. Rising slightly from the 12% rate last reported for February 2009, the numbers show that job losses may have slowed down a bit but the state’s unemployment rate is still far above the national average of 8.5 percent unemployment.

Just one year ago Michigan’s unemployment rate was 5% lower at 7.6%, but the national recession and weakening auto industry based in the state have been steadily pushing unemployment upward at an alarming rate. Figures from the Michigan Department of Energy, Labor and Economic Development show the state’s unemployment claims have risen faster in the last year than in the previous 20 years.

Michigan lost 23,000 payroll jobs in March, with professional and business service jobs down by 8,000. Trade, Transportation and utilities jobs were down by 4,000, while the construction, leisure and hospitality sectors lost 6,000 jobs. Manufacturing in Michigan was steady for the first time in a year and was the only sector to show slight rise in employment in March.

Related Links:

      Unemployment Office   File for Unemployment   Michigan Unemployment Office
 

It sure is easy to file for unemployment online with Unemployment.com. Not only does Unemployment.com show you three easy steps about filing for unemployment, they also have links to job sites like hotjobs.com which can be a tool to help you get back out into the workforce. If you are completely new as to where to begin to file for unemployment, simply finding your nearest unemployment office can be the first and one of the biggest tasks within the process of filing for unemployment. Unemployment.com helps you with being able to find your closest unemployment office with a few clicks and a little information. Enrolling in school may be the best option for you in order to find a new job or career; Unemployment.com points you in the right direction in order to find the resources to begin the process of becoming a student again.

Unemployment.com also shows you effective ways to write a cover letter to your unemployment office explaining your situation in concise detail. Sometimes if you have already explained your situation to enough people in the proper way within the unemployment system it can cut down on the numbers of calls and layers of bureaucracy that you otherwise may have to go through without that cover letter. Some people within the unemployment system will then believe that you are sincere about the filing of a claim and indeed completely willing to make sure your unemployment is accepted and processed in a timely manner.

Unemployment.com also has wonderful articles about who exactly should file for unemployment. There is no harm in looking to see if you are eligible for unemployment benefits whether you are a part time or full time worker who has lost their job. These articles are important to have because some people who are self employed or only employed on a seasonal basis simply do not file for unemployment because they automatically assume they are ineligible for benefits. This is why Unemployment.com does a great job of letting people know that these resources are out there.

Unemployment.com also stresses to people how important it is to continue to file your unemployment claims on a weekly or bi-weekly basis to make sure your claim stays fresh and open. Unemployment.com also answers some frequently asked questions that applicants for unemployment benefits often have. These sort of questions include do I have to accept a job automatically if offered to me, given that I am drawing unemployment. The answer would surprise many people who are currently drawing or considering filing for unemployment. Unemployment.com is an invaluable source for answering these kind of questions that people may have. It is also a resource that reassures you that you are not alone in the filing for unemployment process and that there is light at the end of the tunnel.

Related Links:

      Unemployment Benefits   File for Unemployment Online   Local Unemployment Office
 

Effective Letters Can Expedite Unemployment Benefits

When thinking about effective cover letters, what comes to mind is the perfect one page distillation of how a candidate’s strengths and skill-set are the right fit for a specific job opening. But effective letters are just as important when applying to get your unemployment benefits.

Similar to HR employees that are buried under resumes and job inquiries, unemployment offices are papered with thousands of unemployment forms everyday. In this economic climate, more and more unemployment offices are swamped with work, which means that the need to have a strong organized letter is even more essential.

Submitting a clear letter that articulates the most critical information and provides the exact details the unemployment office needs will mean getting your application processed quicker. The faster the intake of your forms is accelerated, the sooner you will trigger your unemployment period, and the faster you will start receiving your benefit checks.

Whether you’re submitting your unemployment form for the first time or simply following up on a claim, U.S Legal Forms has created a simple economical solution to this modern problem. Check out U.S. Legal Forms.

“I applied twice for unemployment, but was in disbelief when I never heard back. When I used U.S.Legal Forms I received confirmation on my application a few days later. Third time’s the charm!”
Alison Johannes, Maryland

“ I have been a citizen for eighteen years now. Because English is my second language, I find filling out official forms to be daunting to say the least. However, with the letter from U.S. Legal Forms I was able to download it easily and received my benefits on time.”
Juan Alvarez, California

“Heard nightmares from friends waiting forever for their benefits to kick in, but because I used U.S. Legal Form’s sample letter I was amazed how fast I got my check.”
Gloria Golden, New Jersey

For only $7.95 you can order a completed sample letter that has been specifically crafted to help you cut through the unemployment red tape and get you the help you need. There are no shipping or handling charges. You can use and re-use this form as many times as you need. This is a surefire hassle-free way to help your unemployment form get processed in a timely manner.

Click Here To Download the Sample Letter for Order Affirming Decision regarding Unemployment

We’ve all heard it, and many of us have been through it – “everything was going great, until I lost my job!”. Unemployment is without a doubt one of the most frustrating experiences that one can go through, especially if you have to worry about supporting more than just yourself. The key thing to remember, though, is that like most things in life, unemployment is only temporary. That said, here are a few tips that will hopefully shorten your stint of unemployment.

First off, don’t panic. Many people find themselves jobless and immediately let anxiety take hold. Sure, it can be scary not to know where your next rent check is going to come from, but panicking will only delay the situation and make things worse. The most important thing to do when stricken with unemployment is to devise a sound, well thought out plan to get yourself back on track. Instead of worrying about how you’re going to go about looking for a new job, make a list of places that you might enjoy working at and gather information as to whether or not they are hiring at the moment. Remember, the most important thing about finding a new job is to be satisfied with what you’re doing. Otherwise, you’ll be jumping from a job you hate to another job you hate every other month.

Next, spend an entire day visiting employment agencies. This can be frustrating, as often times the application process is quite lengthy and repetitive, but the fact is that employment agencies have helped the jobless get back on their feet time and time again. Apply at at least three different agencies, as it can take a while for each one to find you work. And remember to always check back once a week to make sure you stay at the top of their list.

Most importantly, don’t give up. It can be unbelievably frustrating to spend day after day applying for different jobs without getting a single call back, and often times this is what happens. Many people who experience this will take a break from searching for employment after even a few days of looking, just because they feel as if it’s not doing them any good. This is the wrong attitude to adapt; you have to keep looking, no matter what! In the end, your persistence will pay off, and you’ll find yourself in a much better spot than you are now.

Always remember that everyone has to go through experiences like this – it’s what gives us the right to call ourselves adults. Consider this a learning experience, take everything in stride, and everything will pan out just fine.

Related Links:

      Unemployment Benefits   File for Unemployment Online   Local Unemployment Office
 

Times are tough everywhere: the world’s economy is definitely on a downward spiral: Stock market prices are tumbling, people are losing their homes, and debt is piling up. One of the worst effects of today’s economy is that unemployment is on the rise around the world. More and more people are losing their jobs: people in retail positions and those who have had the same job for decades. If you or someone you love have lost your job, it is imperative that you find your local unemployment office and talk to one of their representatives. This office can turn into a godsend for people who are down on their luck. The following are just some of the many reasons to find your local unemployment office in the event that you have lost your job.

One of the most important reasons to find your local unemployment office following termination is that you may qualify for benefits to help you make ends meet while looking for another job. These unemployment benefits may not match what you used to make nor will they cover all of your bills, but they can be sure to help you cover essential items while you are out and about looking for a new job.

Related Links:
• Apply for Unemployment
• Local Unemployment Office
• Contact State Unemployment Offices
• Unemployment Benefits

 
Your local local unemployment office will have great resources for you to use. For one thing, this agency will have people on hand to talk to you about your job hunt. They may even have advice or tips for you in regards to how to find another job in your chosen career. Additionally, your local unemployment office is sure to have information about how to apply for area resources in the event that you can not find a new job. For example, if you are having trouble making your rent and putting food on the table, the agency may have information about local charities and welfare agencies that can give you the resources you need to cover your basic bills and take care of yourself. Such resources really can make all the difference when you have lost a job.

Lastly, it is important to find your local unemployment office because there are people there who are willing to help you. When you lose a job, it can be incredibly humiliating, embarrassing, and depressing. Having people looking out for you, even in a professional capacity, can really motivate and inspire you to turn this bad situation around. This can only lead to success in finding a new and improved job.

Really, if you have lost your job, it is in your best bet to find your local unemployment office as soon as possible. This way, you can be sure to receive the resources you need to hunt down another job. Folks who work at these offices are trained and willing to help you. Since the resources are available, there really isn’t a reason not to visit this office and see what they can offer you.

Related Links:

      Unemployment Facts   File for Unemployment   Local Unemployment Office